About Us

Who We Are

Since 1982, First Benefits Corporation has been helping clients select innovative, cost effective solutions to their insurance needs. Whatever your objectives, First Benefits Corporation can provide creative, knowledgeable advice-and sound alternatives-to your current insurance programs.

John M. Skalla

Principal

Karen Retherford Pukala

Strategist

Karen Budny

Client Services

Esther Cruz

Administration

We Specialize In:

Planning, designing and implementing corporate and individual insurance programs.
Recommending ways to reduce and contain overall employee benefit and commercial insurance costs, without sacrificing quality.
Plan administration and record keeping for payroll services and Section 125 cafeteria plans.

What We Can Do

In today’s changing economic and legislative climate, it is important to frequently reassess your insurance coverages. Through our evaluation and assessment services, First Benefits Corporation keeps you informed of how much and what kind of insurance is appropriate for your needs and circumstances. We continually monitor the effectiveness – and the costs of your insurance programs – so you can concentrate on other business matters.


Our commitment to service and quality is long term. We make that same pledge to our clients: We are dedicated to building lasting relationships by providing smart, cost effective solutions to your insurance needs. And we consider it a privilege to represent you in the marketplace